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ZIP Code or Postal Code . Identification Type Last Four Digits of SSN ... This site gives access to services offered by Comenity Bank, which is part of Bread Financial. ...The minimum recommended credit score for the Big Lots credit card is 640. This score falls within the “fair” credit range, and it indicates that your chances of approval are higher if you meet or exceed this score. However, it’s essential to remember that your credit score is not the only factor considered by Comenity Capital Bank when ...Sign your credit card and store it in a safe place. ... This site gives access to services offered by Comenity Capital Bank, which is part of Bread Financial. Big Lots Credit Card Accounts are issued by Comenity Capital Bank. 1-888-566-4353 (TDD/TTY: 1 …Consumers can find banks that accept Discover credit cards by using the bank and ATM locator on the Discover card website. 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